Xgemina is an Electronic Payment & Consumer Channel Solution Company. It was established in 2008 to design and develop a series of disruptive Consumer Banking Technologies and Business Models.

Xgemina has launched a suite of new Transactional Banking and Payments Solutions, based on 800 man-years of development. The Solutions address both the technical and business model deficiencies prevalent in the industry today.

By employing the design objective of Functional Singularity, Xgemina has been able to create a series of new technologies/architectures that generate huge efficiencies over traditional designs.